

Non-Cancellable
Disability
Individual
disability income protection with full return to work benefits. Premiums
are level and are guaranteed for the life of the contract, premiums guaranteed
to age 65.
* Medical evidence required at time of application.
Cancellable
Disability
Individual
disability income protection that may be cancelled for all policies within
a particular risk class. Coverage for part-time and seasonal workers,
home-based businesses and for some previously uninsurable occupations.
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GROUP
INDIVIDUAL
BOTH |
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