Tailored to provide the best rates and options for your large group.

Regardless of the size of the company, employees need and enjoy the benefits provided by their employer’s group benefit plans. And, also regardless of the size, the basic benefits are the same even if the level of coverage and other particulars are different. What does change with size is the opportunity for different methods of funding the benefit plan. These different funding methodologies while advantageous to both employer and employee can lead to a host of complexities that require the skill and experience of a knowledgeable specialist.

Smaller companies can usually find pre-packaged benefit programs which use a broad range of client groups as the pool from which the experience factors and therefore the premiums are derived. The greater number of employees a company has the more chance there is for the company to want to use their own group as the fundamental determining factor for analyzing claims experience and the resulting costs of the plan.

Hardiman Mount & Associates has devoted nearly a quarter century to learning the intricacies of group benefits. With a dedicated, experienced staff and a firm grasp of the fundamentals, HMA has the ability to work through the kind of detailed analysis a large corporation needs to make the right choices for their employee benefit plan. With strong relationships in the insurance industry, a track record of exemplary retention and a history of innovation, HMA has helped many companies deliver better quality benefits more economically.

If you are the owner or a senior executive of a firm of over 50 employees and you are looking for a benefits consultant with vision, experience and a dedication to service you will have to look a long way to match Hardiman Mount & Associates.