The financial power of concerted action.

Retirement benefits are important for attracting and retaining good employees. Today, more and more Canadians are realizing the importance of retirement planning and that employer group plans are one of the best ways to put money away for retirement. Using group buying power, we have put together a very attractive plan designed for the small business market which offers many of the same advantages and features of much larger plans.

Our state-of-the-art database system provides members with up-to-date account balances and no cost investment changes online, at their very fingertips.

One of the benefits of source deductions is the immediate tax relief on contributions. Put simply, this means that someone in a 30% marginal tax bracket contributing $100 per month would see their monthly take home pay reduced by only $70, not $100. This makes it much easier for members to put away more money for retirement because of the immediate tax break. To illustrate the significant difference in tax sheltered accruals over a 30-year period, please see the illustration below.

Expertly designed portfolios handled by professional money managers will make it easy for members to invest. If certain members do not wish to manage their own account, they can simply complete the Investor Profile questionnaire and our Asset Allocation funds will do the rest!

GROUP RETIREMENT PROGRAMS are one of the most successful programs available to employees in order to tax shelter their investments. Group RRSPs provide members with financial security into their golden years.